WORK WITH ME

Whether you’re tired of living paycheck to paycheck or just ready to finally feel in control of your spending (or both!), I offer two ways to work together.

Both are designed for single adults who want to stop stressing about money and start building a plan they actually trust.

Explore your options below ↓

Work With Litsa

  • Two women working together on a computer

    Cashflow Confidence

    The Single Adult’s Guide to Money Calm.

    This is my 1:1 coaching program designed to transform your money story from stress to intention.

    This program helps you take control of your cashflow and stop living paycheck to paycheck. You can finally feel calm when you check your bank and credit card accounts.

    You’ll get 1:1 support, a personalized spending plan, and a system that fits your real life, not someone else’s.

    Learn About the Program
  • A white bed with rumpled white sheets and pillows, a silver laptop with an Apple logo, and a cup of coffee on a wooden tray in a bright, minimalist bedroom.

    Money Clarity Audit

    A simple place to start.

    If you’re feeling unsure about your budget but not ready for ongoing coaching, this is a low-pressure way to get clarity.

    You’ll submit your budget (or expense list), and I’ll review it independently. Within a few days, you’ll receive a personalized video walkthrough with observations and 1–3 recommended action steps.

    This isn’t ongoing coaching. It’s focused, practical feedback to help you move from stuck to steady.

    Learn More About the Audit

  • "I chose Litsa DeJulio from YNAB's list of consultants because of her focus on helping single adults through life transitions.  I was newly divorced after a 24 year marriage.  During the marriage my then-spouse and I made many money mistakes, and skated on the edge of bankruptcy repeatedly.  We ignorantly undertook a subprime mortgage in 2003 and had to pay $8,000 to sell the property in 2012.  Over the years I liquidated my retirement to keep us afloat.  Coming out of the marriage in 2025 I was broke, had no money skills and was terrified.  Litsa helped me learn how to use YNAB's tools to gain control and understanding of my spending, and begin to plan for a stable financial future.  What little financial security I now have is due in large part to Litsa's compassionate, nonjudgmental coaching in how to use YNAB.  I know it will take time to get on my feet financially, and I may never be able to retire, but I am not bouncing checks, I have very little debt, a small savings, and my bills are all paid on time.  And maybe most significantly, I am no longer ashamed of my mistakes. I did the best I could with what I knew, and now I know better.  Thank you, Litsa."

    — Jane

  • “Litsa not only helps me with my budget; we also work on my big picture goals. I'm learning to build my savings and tackle my debt. She holds me accountable and doesn't judge."

    — Gabi

I am a YNAB Certified Budgeting Coach, which means that I have been trained to coach people on using YNAB software and the YNAB budgeting method. I have met select requirements of You Need a Budget LLC in order to receive this certification, which means that I have the ability to competently coach YNAB to others. I am not an employee of YNAB, and all non-YNAB related opinions and recommendations are my own. My views do not reflect the views of YNAB and its employees or its affiliates.

I am not a licensed CPA or financial advisor. The content on this site and my coaching services are for informational purposes only and should not be considered professional tax or financial planning advice.
See Terms & Conditions for more information.