the blog

Two women at a wooden table with a laptop, notepad, pen, cup of coffee, a bowl of green apples, and a pink spiral notebook.

Here I write about the messy middle - the part where we’re figuring out money, mindset, and meaning all at once.
These posts are your reminder that progress with money isn’t about perfection - it’s about awareness, small shifts, and giving yourself grace along the way.

Litsa DeJulio Litsa DeJulio

Emergency funds don't work

While emergency funds are great in concept, putting them into practice can be difficult. They didn’t make sense to me until I adapted my approach to naming and saving for them.

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Rest Litsa DeJulio Rest Litsa DeJulio

First we must rest…

Rest is a moment to unwind amidst life's chaos. There is great value in prioritizing physical, emotional and mental relaxation. 

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