I didn’t always believe I could manage it, either.

Let’s be honest - money is emotional.

A woman with gray curly hair, glasses, and a gray turtleneck sweater, smiling in a cozy room with a bookshelf and pink wall decor in the background.

If you told me ten years ago that I would be helping people with their finances, I would have laughed.

Or at least given you a bewildered look.

I used to think I was just bad with money - that I’d never figure it out.

But what I eventually realized was that my struggle wasn’t about math…
it was about mindset.

Slowly, I started to learn more… I started diving deep into all the books, articles & YouTube tutorials I could find.

What I slowly discovered was that I could separate managing my finances with “all that investing stuff.” I was lumping it all together and using those negative thoughts as an excuse to not deal with my day-to-day spending.

I started to change the way I thought from:

I can’t to… I can!

On the flip side…

I’ve always loved time management.
Planners, calendars, to-do lists, oh my.

I’ve been writing to-do lists for almost as long as I’ve been able to write. Okay, well, maybe not that long. Perhaps I wasn’t writing my list too early. That would probably look like:

  • play with stuffed animals

  • go to dance class

  • annoy parents

But I was definitely writing regular to-do lists by high school.

It took me awhile to put time and money management together.

It’s all about spending.

You know the phrase time is money?

Well, you could say money is time and time is money.

And we need energy to manage it all!

When I finally connected time management and money management, everything changed.

Now, that’s exactly what I help my clients do - build systems that support calm, not chaos.

Meet the Coach

A woman with curly blonde hair, glasses, and a black top, smiling at the camera against a dark background.

Hi! I’m Litsa.

I am a Money Mindset & Spending Coach.
I’m also a Certified YNAB (You Need A Budget) Budgeting Coach.

I help single adults create a system for their money - one that feels calm, doable, and empowering.

I also know that we can find ways to manage our money and our time. But perhaps even more importantly, we can learn to manage how we think about money and time.

I’m not going to lie.

It can be a long road, but I’m here to help.

BOOK A FREE CHAT WITH LITSA →

“Change your habits, change your life.”

— Litsa DeJulio

I’ve worked as a therapist, educator, and mental health professional for over 20 years. I’m a mindset expert. I know the power of the mind and how our mindsets affect behavior.

I pull from my personal and professional experience to help you make the shift from shame and guilt to a more fulfilling life.