Let’s be honest - money is emotional.
Hi! I’m Litsa. I'm a money mindset and spending coach, licensed clinical social worker, certified YNAB coach, and certified Trauma of Money practitioner-in-training. For over 20 years I worked as a therapist, educator, and workshop creator — helping people understand how their thoughts, emotions, and patterns shape their choices.
Now I bring that same depth to money.
I work primarily with women — many of them recently divorced, widowed, or simply navigating life and finances solo for the first time — who are smart and capable and quietly overwhelmed. They earn enough. But the numbers don't feel right, the old habits don't fit their new life, and the shame of not having it all figured out keeps them from even looking.
That's exactly where I come in.
As a queer woman and spoonie in my 50s, I bring both professional training and lived experience to these conversations — including a deep understanding of what it means to manage your energy alongside your money and time. This is a space where you can be exactly where you are.
How I Got Here
If you'd told me ten years ago that I'd be helping people with their finances, I would have given you a very bewildered look.
I used to think I was just bad with money. I felt it was some innate quality other people had and I didn't. What I eventually realized was that my struggle had nothing to do with the math — it was about mindset. It was about the stories I carried, the shame I felt, and the way I kept lumping "managing my money" with "all that complicated investing stuff.”
Once I separated those things day-to-day money management with investment overwhelm, everything shifted.
I started learning — books, articles, conversations, training. I found YNAB and it changed how I related to my own budget. Funny side note: I didn’t like YNAB when I first came across it. But years later, I tried it again and well, now I’m a certified YNAB coach. It’s safe to say I like it now.
I also started the Trauma of Money Method™ certification program to combine my therapy and coaching worlds. I kept seeing the same thing in my clients that I'd experienced myself: the problem was never really the numbers. It was everything underneath them.
I've also been a lifelong lover of time management — planners, calendars, to-do lists, systems that create calm out of chaos. When I finally connected time, money, and energy management as one integrated practice, everything clicked. That connection is at the heart of how I coach.
What I Believe
Shame is the real budget problem.
Most people aren't struggling because they're bad with money. They're struggling because shame keeps them from looking at it clearly.
Being single with money is its own specific experience.
There's no partner to absorb a bad month, share the decisions, or split the worry. That's real — and most financial advice isn't designed with you in mind.
Clarity comes before change.
You don't need to overhaul your life. You need to see what's actually happening first. That's always where we start.
If any of this sounds familiar — if you're tired of feeling behind, ashamed, or just confused about where your money goes — I'd love to help.
No complicated programs. No pressure. Just honest conversation, practical tools, and a next step you can actually take.