I bet your relationship with money is complicated.

Portrait of a woman with curly blonde hair, glasses, and a black top, smiling against a gray background.

Hi! I’m Litsa (she/her) and I help Gen Xers and older Millennials move beyond paycheck-to-paycheck living, build greater financial stability, and make intentional financial decisions that support the life they want.

I know it was for me. And it still is. But my relationship with money has changed a lot over the years and for the better. But it was a long road.

How we think about and spend money is shaped by our experiences, our fears, and what we've been taught to want or believe we deserve. Money is about more than numbers, which is why managing it can feel so confusing and frustrating.

It’s one of those simple things in life that’s really, really complicated. But it’s possible to move away from the shame, guilt and frustration to stability and feel like you have control of your money and not the other way around.

“Coming out of the marriage in 2025 I was broke, had no money skills and was terrified.  Litsa helped me learn how to use YNAB’s tools to gain control and understanding of my spending, and begin to plan for a stable financial future.”
— Jane

Coaching Options

  • 90 Day Money Shift

    Build a spending plan that fits your life and learn how to adjust it when life changes.

    A personalized 1:1 financial coaching program for Gen Xers and older Millennials who want to manage their money with greater clarity and confidence. Over ten private sessions, we'll combine practical money management with an understanding of your financial habits, beliefs, and priorities to create a flexible system that works for you not against you.

“Litsa not only helps me with my budget; we also work on my big picture goals. I’m learning to build my savings and tackle my debt. She holds me accountable and doesn’t judge.”
— Gabi
A smiling woman with glasses and gray hair tied back, wearing a gray turtleneck sweater, sitting in a room with a bookshelf and a pink wall hanging in the background.

Meet Litsa

Hi there! I'm Litsa, a mindful spending coach, licensed clinical social worker, and certified YNAB coach. With over 25 years of experience as a therapist and educator, I understand that money is about much more than numbers. Our emotions, experiences, and habits all influence how we think about money and manage our finances.

I help Gen Xers and Millennials move beyond paycheck-to-paycheck living, build greater financial stability, and make intentional decisions about their money and their future. My approach is practical, compassionate, and free of judgment..

Explore the blog

Insights and reflections to help you find calm, clarity, and confidence with your money.